Check that every contractor quote covers the same scope and the protections you need before you compare prices or pay a deposit.
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Same scope
Price and tax
Contractor checks
Timing and warranty
Use this checklist before you compare totals. Two quotes are only comparable if they price the same scope with the same allowances, and a cheap quote often hides exclusions: no permit, no disposal, low allowances or a time-and-materials clause that can grow without limit.
How to use it: tick each item for each quote. If a quote fails an item, ask the contractor to fill the gap in writing, then recompare. A quote that cannot meet the contractor checks (legal name, licence where required, insurance, workers' compensation) should drop out regardless of price.
Worked example (illustrative): Quote A is $48,000 with $6,000 of cabinet allowance and permit included; Quote B is $42,000 with $3,000 of allowance and no permit. Raising B's allowance to match adds $3,000, and a permit plus drawings might add around $1,500 in this example, so B is closer to $46,500 on the same scope, and the gap shrinks from $6,000 to $1,500.
How to get comparable renovation quotes, normalise scope and allowances, spot exclusions and low-ball pricing, and choose the best-fit contractor without relying on reviews.
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Common renovation fraud patterns in Canada, door-to-door and cash-deal red flags, Ontario's door-to-door restrictions, cooling-off rights, and what to do if you have already paid.