All guides
Estimate a Canadian home renovation: illustrative cost ranges for kitchens, bathrooms, basements, suites and additions, contingency, GST/HST, permits, quotes and holdbacks.
Costs, drivers and 2026 rules
- Basement finishing cost in Canada: price per square foot, moisture and what to budget
Illustrative basement finishing ranges with and without a bathroom, moisture and insulation costs, egress windows, permits, a worked 800 sq ft budget and quote checks.
- Bathroom renovation cost in Canada: full remodel, tub-to-shower and accessibility
Illustrative bathroom remodel ranges for Canadian homes, what drives tile, plumbing and waterproofing costs, accessibility upgrades, a worked budget and quote checks.
- GST/HST, QST and PST on home renovations in Canada (2026)
Which sales taxes apply to renovation contracts in each province, how PST works for contractors in BC, Manitoba and Saskatchewan, substantial renovations and worked tax examples.
- Home addition cost in Canada: rear, second-storey and garage additions
Illustrative cost logic for one-storey, second-storey and over-garage additions in Canada, zoning and permits, foundations, design fees, a worked budget and risks.
- How much does a home renovation cost in Canada? Cost drivers and illustrative ranges
What drives renovation prices in Canada, illustrative per-square-foot ranges for common projects, how those ranges are built and how to turn them into a budget.
- Kitchen renovation cost in Canada: what drives the price and how to budget
Illustrative kitchen remodel ranges for Canadian homes, the cost of cabinets, counters, layout changes and trades, a worked budget and how to read kitchen quotes.
- Renovation tax credits and programs in Canada for 2026: what still exists
The Multigenerational Home Renovation Tax Credit and Home Accessibility Tax Credit for 2026, rates and limits, the closed Greener Homes Grant and Loan, and how to check provincial programs.
Estimates, quotes and contracts
- How to compare renovation contractor quotes in Canada
How to get comparable renovation quotes, normalise scope and allowances, spot exclusions and low-ball pricing, and choose the best-fit contractor without relying on reviews.
- Checking a renovation contractor in Canada: licences, insurance and WSIB or WorkSafeBC clearance
Which provinces license renovation contractors, Quebec's RBQ, Alberta's prepaid contracting licence, trade licences, liability insurance and workers' compensation clearance letters.
- Renovation deposits, payment schedules and lien holdbacks in Canada
How big a renovation deposit should be, how to tie payments to stages, the 10% holdback under Ontario, BC and Alberta lien acts, Quebec legal hypothecs, and worked payment examples.
- How to estimate a home renovation cost yourself: a step-by-step method
A seven-step method to estimate a Canadian renovation before you call contractors, from scope and measurements to unit ranges, one-time costs, contingency and GST/HST.
- How much contingency should a renovation budget have?
How to choose a renovation contingency percentage for Canadian homes, what it should and should not cover, allowances versus contingency, worked examples and rules for spending it.
- What a home renovation contract should include in Canada (and your cancellation rights)
The clauses a Canadian renovation contract needs, Ontario Consumer Protection Act rules on written agreements and estimates, door-to-door cooling-off periods by province and Quebec specifics.
- Basement secondary suite cost: a worked Canadian budget example
An illustrative step-by-step budget for turning a basement into a legal secondary suite in Canada, with code items, permits, contingency, HST and the multigenerational credit.
- Whole-home renovation budget: a worked example for an older Canadian house
An illustrative room-by-room budget for refurbishing a 1,800 sq ft older house in Canada, with systems upgrades, moving-out costs, contingency, GST and how to phase it.
Pitfalls, disputes and official sources
- Do I need a building permit to renovate in Canada? Permits, inspections and costs
Which renovations usually need a municipal building permit in Canada, how permit fees and inspections work, electrical and gas permits, risks of unpermitted work and a permit checklist.
- Why renovations go over budget, and how to handle change orders
The common causes of renovation cost overruns in Canada, how written change orders should work, Ontario's 10% estimate rule, cost-plus risks and a worked overrun example.
- Dispute with a renovation contractor in Canada: steps, complaints and small claims
How to resolve a renovation dispute in Canada, from documenting and demand letters to consumer protection complaints, BC's Civil Resolution Tribunal and small claims limits by province.
- Renovation problems in Canada: common failure patterns and the official sources to check
The most common ways Canadian renovations go wrong, which official body or statute deals with each, and a directory of federal, provincial and municipal sources to verify rules.
- Renovation scams and contractor red flags in Canada
Common renovation fraud patterns in Canada, door-to-door and cash-deal red flags, Ontario's door-to-door restrictions, cooling-off rights, and what to do if you have already paid.
- Renovation warranties in Canada: workmanship, manufacturer and legal warranties
What a renovation warranty covers in Canada, why new-home warranty programs do not cover renovations, Quebec Civil Code warranties, Ontario's implied quality warranty and claim steps.